515-519-3479

Disability Insurance in Urbandale and Clive, IA

Your Biggest Asset is You

Richards-Walker Insurance Agency provides disability insurance to individuals in Urbandale, Clive, West Des Moines, Des Moines, Johnston, Ankeny, and surrounding areas.

Disability Insurance

When it comes to protecting your assets, one of the most important things you can insure is not a material object like your car or home – it is your ability to work and earn a living. At Richards-Walker Insurance Agency, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and cannot work, you will need to be protected in order to maintain your standard of living.

With disability income Insurance from Richards-Walker Insurance Agency, you can continue to pay your bills and keep you and your family from going into serious debt. If you cannot work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you will want to ensure that you and your family have enough coverage. A representative at Richards-Walker Insurance Agency will look at the individual factors in your life and work situation and help design the best policy that meets your personal insurance needs.

Richards-Walker Insurance Agency

3821 71st St, Suite J

Urbandale, IA 50322

Main office: 515-519-3479

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

"The Richards-Walker Agency has saved us so much time & trouble! They have been able to help make sense of our coverage, recommend improvements and research issues. They are prompt and thorough in their responses and never made us feel that our questions were dumb or annoying. I'm so glad to have a personal connection in their office that I can call or e-mail to get quick and accurate information. I could not be more pleased with this relationship!"
S Vohs
"I tell people often how nice it is to deal with an insurance agency that is so nice, efficient and friendly to work with. I appreciate you!"
CCJ