515-519-3479

Renters Insurance in Urbandale and Clive, IA

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Richards-Walker Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Richards-Walker Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Richards-Walker Insurance Agency

3821 71st St, Suite J

Urbandale, IA 50322

Main office: 515-519-3479

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

"The Richards-Walker Agency has saved us so much time & trouble! They have been able to help make sense of our coverage, recommend improvements and research issues. They are prompt and thorough in their responses and never made us feel that our questions were dumb or annoying. I'm so glad to have a personal connection in their office that I can call or e-mail to get quick and accurate information. I could not be more pleased with this relationship!"
S Vohs
"I tell people often how nice it is to deal with an insurance agency that is so nice, efficient and friendly to work with. I appreciate you!"
CCJ